In an online Baccarat game, much of the action and decision making is up to the dealer. The dealer will distribute the cards according to the specific rules of the Baccarat game in progress, at which point the player has no decision to make.


Players will only make two decisions during a Baccarat round:

1.The choice of position they believe will win the next hand.

2.The value of the bet.

3.The house is the bank of all bets, receives and makes payments on each hand. Once the player chooses the position and value of the bet, there are no more decisions to make during the hand.


Online Baccarat is played with eight shuffled decks in each hand, and the cards are dealt by a card dispenser, similar to Blackjack. A total of four cards are dealt, the first and third cards being for the Player’s hand and the second and fourth cards for the Banker’s hand.


After the player and dealer receive the cards, their point totals are displayed below the hands on the screen. If the hand has a total of 8 or 9, it will be considered “Natural”, and no additional cards will be given. The winning hand is determined by the person (player or banker) with total points that are closer to 9. If the total of both hands is equal, a “Draw” will be declared.


If there is no winning hand in the initial distribution of cards, a third card may be given by the dealer. The third card is dealt face up, first to the player’s hand and then, if necessary, to the dealer’s hand. Only one additional card per hand may be given.



Players in total have 5 different betting options, including:

  • Player hand
  • Banking hand
  • A tie
  • Player Pair
  • Bank pair


Parallel bets (player pair and bench pair)

Popular side bets on Baccarat online include the “Player Pair” and “Pair Pair” options. This side bet consists of betting if the first two cards given to the player or the dealer (depending on the chosen bet) will be a pair, such as 5-5 or KK. The side bet loses on all other outcomes other than the first two cards forming a pair. The game continues as a normal round of Baccarat, and players can make traditional bets, in addition to the parallel ones, or even put aside traditional bets and only make the parallel bet. The side bet has a payout level of 12 to 1.


Card values

  • Aces are worth 1 (one)
  • 2 to 9 are worth the value of the card
  • 10 and figures are worth 0 (zero)


Rules of the third card

The player or the Banker may or may not receive a third card according to the following situations:

– If the player or Banker has a total of 8 or 9, he will be forced to stop.

– If the player’s total is 5 or less, the player will be forced to receive a card.

– If the player stops, the Banker will receive a third card if he has a total of 5 or less.




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